What is a trade line item on my credit report?

Alex England

Last Update a year ago

A trade line is a record of activity for any type of credit extended to a borrower and reported to a credit reporting agency. A trade line is established on a borrower's credit report when a borrower is approved for credit. The trade line records all of the activity associated with an account.

Was this article helpful?

1 out of 1 liked this article

Still need help? Message Us